Preparations were made for roughly 250 people. The night before, many contacted me, saying they could not attend the Friday afternoon. I was a little worried that we ordered too much of everything and would be eating leftovers for the next month.

It was now showtime! As we entered the church for the mass, the only words I could utter from my lips were, Wow and Unbelievable! I was stunned, in total awe. The place was packed. There were nearly 1000 people with standing room only. A testament to a Man, who touched the hearts of so many.

The love and energy witnessed by all in attendance were truly overwhelming. It was an event, not a funeral, an actual celebration of life. Emotions were heightened, not of sadness of losing my Father, but rather for the incredible display of pure love and respect visualized. It left people breathless.

My Father touched the hearts of so many, that the impact of his interactions could be described as a crescendo in music whereby the ending of life reverberated love by hitting a peak in death.  The outpouring was a testament to the life that he led.  I am honoured to have been raised by this man, and often had a difference of opinion with him. He would usually respond, “No two people are alike, you have your opinion and I have mine, I am who I am!”.

My father definitely left his mark on this life. A legacy that now made him a legend by death. We probably saw a glimpse of what heaven is. It was pure love and respect toward one another. He truly lived a valued life by leaving this world richer than he could have ever imagined. He created a template for how to enrich oneself.  The formula is simple, treat people as you want to be treated without expectations. The power of love can move mountains, in the same way, it can move people. As his family we were blessed by his guidance, now it’s time to take his wisdom and knowledge by moving on to appreciate life in the way it is meant to be lived. 

Consequently, the world today is in disarray. Inflation a by-product of government overspending is the direct result of printing limitless amounts of money, which is destroying economic stability. The cost of everything is on the rise while people’s earning power is remaining stagnant.

The Central Bankers and global leaders, in unison, seem to have deliberately created the scenario we are witnessing today. It is difficult not to notice the devastation being unleashed with more consequences forthcoming.

Yesterday, the Bank of Canada, increased rates by another 50 basis points, bringing the Bank Lending rate to 4.25%. This is the rate banks borrow from the Central Bank and then, in turn, lend monies out to clients at higher percentages. The brunt of these accelerated moves, of increased interest rates, will not be felt immediately. People have entered into long-term products and may have bought some time before the day of reality hits.

Nonetheless, many are tapping into lines of credit or credit card debt. When the time comes they might not be able to qualify for their renewal and only then the tough decisions will be made. Inflation at present is slowly moving downward but the key component of this scenario is the falling price of Oil, which recently slid toward the $72/barrel level. It has been severely manipulated. The Europeans are expecting a brutally cold winter and many will spend the majority of their income to stay warm. The day is also quickly approaching when a decision will have to be made by owners of their own homes if they can manage the payments on their property or relinquish it. 

The markets will now focus on the ECB rate announcement, expecting another 75 basis points increase while in an economic spiral. The Federal Reserve is also on the docket and if they continue to be aggressive, the pace of increases could be a detriment to the CAD$ because the interest rate differential will widen. Since Sunday night the CAD$ moved from the recent 0.75 cent level,  heading toward the 0.73 cent vicinity.  As a result, we can see renewed strength in the USD overall. Presently, the USD Index is trading above the 105.0 level even after Jobless Claims increased to 230K from (225K).  On the other hand, Oil seems to be recuperating toward the $75/B level, bringing the Cad$ above 0.7350 cents while Precious Metals could retract from recent highs if the USD resumes its’ upward trajectory possibly creating another buying opportunity. 

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